Fund Facts  

Inception Date: Apr 1, 1996
Morningstar Category:Conservative Allocation

Documents for Fund or Underlying Fund(s)  

Description

Objective  

Reasonable current income and capital preservation, with modest potential for capital growth.

Principal Investment Strategies  

The underlying mutual fund invests in a combination of other Vantagepoint Funds and one or more third party exchange-traded funds (“ETFs”) to seek to obtain exposure to approximately 61% fixed income investments, 30% equity investments, and 9% multi-strategy investments. Multi-strategy investments generally include asset classes and strategies that seek to provide additional diversification from traditional stocks and bonds. Examples may include convertible securities, derivative-based strategies, and real estate investment trusts (“REITs”), among others.

Principal Investment Risks  

There is no guarantee that the Fund will achieve its investment objective. You may lose money by investing in the Fund. The Fund’s principal investment risks include Asset Allocation Risk, Investing in Other Investment Companies, ETF Risks, Interest Rate Risk, Credit Risk, Convertible Securities Risk, High Yield Securities Risk, Mortgage-Backed Securities Risk, Asset-Backed Securities Risk, Prepayment and Extension Risk, U.S. Government Agency Securities Risk, Stock Market Risk, Foreign Securities Risk, Emerging Markets Securities Risk, Small-Cap Securities Risk, Mid-Cap Securities Risk, Derivative Instruments Risk, Indexing Risk, Large Investor Risk.
Please see the Risk Glossary for additional information about the Fund’s risks.

 

Performance & Expenses

Standard Performance As of Mar 31, 2016
Fund/Benchmark Name QtrYTD1-Yr3-Yr5-Yr10-YrSince Inception
VT Vantagepoint MP Cons Growth   1.46%1.46%-2.07%3.14%4.11%4.19%N/A
Barclays U.S. Intermediate Aggregate Bond Indexa,b2.31%2.31%2.20%2.14%3.11%4.53%N/A
Model Conservative Growth Custom Bmk.c1.85%1.85%0.95%5.38%6.16%5.62%N/A
Former Model Conservative Growth Custom Bmk.d2.07%2.07%2.41%6.03%6.59%5.80%N/A
Morningstar Conservative Allocationb,e1.70%1.70%-2.20%2.59%3.99%4.08%N/A

Fund past performance, as shown, is no guarantee of how the fund will perform in the future. The performance shown has been annualized for periods greater than one year. Investment returns and principal value will fluctuate, so that an investor's shares, when redeemed, may be worth more or less than their original cost. For current performance, visit www.icmarc.org.

Fund performance is shown comparing it to a "benchmark" which may be a (i) broad-based securities market index (ii) a group of mutual funds with similar investment objectives, or (iii) a short term government backed debt obligation such as a U.S. Treasury Bill. An index is not available for direct investment, is unmanaged, and does not reflect the costs of portfolio management or trading. A fund's portfolio may differ from the securities held in an index.

Total Expenses
Total expensesf0.83%

 

a. The Barclays U.S. Intermediate Aggregate Bond Index consists of investment-grade U.S. fixed income securities with maturities of 1 to 10 years.

b. Returns and/or expenses provided by Morningstar, Inc. Copyright © 2016. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. ICMA-RC does not independently verify Morningstar data.

c. The custom benchmark is comprised of the BofA Merrill Lynch 1-3 Year US Corporate & Government Index, Barclays U.S. Aggregate Bond Index, Barclays U.S. Treasury Inflation-Linked Bond Index (Series-L), S&P 500 Index, Russell 2000® Index, and MSCI ACWI ex USA Index (Net) in weighted percentages that correspond to the historical target allocations for the asset classes these indexes represent.

d. The custom benchmark is composed of market indexes that reflect the general performance of the primary asset classes in which the Fund invests, in weighted percentages that correspond to the historical target allocation to those asset classes for the Fund. Those asset class benchmarks are the Barclays U.S. Intermediate Aggregate Bond Index for the fixed income asset class and the S&P 500 Index for the equity asset class. Should the target allocations for the Fund between those asset classes change, the percentage allocations to the corresponding indexes will also change when calculating the custom benchmark.

e. The Fund’s Morningstar Category Average is a group of funds with similar investment objectives and strategies and is the equal-weighted return of all funds per category. Morningstar places funds in certain categories based on a fund’s historical portfolio holdings.

f. VantageTrust Funds invest in underlying registered funds. Please refer to the underlying fund's prospectus for additional information on fund fees and expenses.

Morningstar Information

Morningstar Rating   As of Mar 31, 2016
Period Stars Category Size
Overall 3 Stars734
3-Year 3 Stars734
5-Year 3 Stars576
10-Year 3 Stars358

For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating™ based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund's monthly performance (including the effects of sales charges, loads, fee waivers, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics. For funds with loads, the Morningstar rating on a load-waived basis is provided, when available. Load-waived ratings do not include any front- or back-end sales loads and are intended for investors that have access to such purchase terms. Funds with loads are waived for plans administered by ICMA-RC. Past performance is no guarantee of future results.

Morningstar Stylebox As of Mar 31, 2016
Equity Stylebox Fixed Income Stylebox
Large BlendLow Limited
Allocation of Assets As of Feb 29, 2016
Type of Asset Percent
Equity33%
Fixed Income64%
Cash/Other3%

Due to rounding, percentages shown may not add up to 100%.

 
 

Statistics

Portfolio Statistics As of Mar 31, 2016
Statistic3-Year5-Year
Beta1.021.05
Alpha-0.54-0.81
Standard Deviation5.195.86
 
 

Underlying Fund Characteristics

Allocation of Assets As of Feb 29, 2016
Asset ClassPercent
Domestic Stock23.9%
Foreign Stock9.1%
Domestic Bond53.1%
Foreign Bond8.6%
Preferred0.2%
Convertible2.4%
Cash2.7%
Other0.0%

Due to rounding, percentages shown may not add up to 100%.

 
Fixed Income Sector As of Feb 29, 2016
SectorPercent
Corporate29.8%
Government20.6%
Securitized13.5%
Cash & Equivalents2.7%
Municipal0.3%
Derivative0.0%

Exposure reflects fixed income securities only and will sum to the fixed income exposure of the fund.

 
Credit Quality As of Feb 29, 2016
Quality LevelPercent
AAA50.5%
AA3.6%
A11.3%
BBB17.4%
BB6.1%
B7.9%
Below B2.7%
Not Rated0.5%

Due to rounding, percentages shown may not add up to 100%. Exposure reflects fixed income securities only.

 
Top Ten Holdings As of Apr 30, 2016
Holding NamePercent
VANTAGEPOINT LOW DURATION BOND FUND27.0%
VANTAGEPOINT CORE BOND INDEX FUND16.1%
VANTAGEPOINT HIGH YIELD FUND9.9%
VANTAGEPOINT INFLATION FOCUSED FUND7.5%
VANTAGEPOINT GROWTH & INCOME FUND7.4%
VANTAGEPOINT DIVERSIFYING STRATEGIES FUND7.1%
VANTAGEPOINT EQUITY INCOME FUND6.5%
VANTAGEPOINT INTERNATIONAL FUND6.4%
VANTAGEPOINT GROWTH FUND5.8%
VANTAGEPOINT SELECT VALUE FUND2.6%
All Holdings As of Apr 30, 2016
Exchange-Traded Funds
Holding NameMarket Value
VANGUARD FTSE EMERGING MARKETS ETF$5,377,474
 
Mutual Funds
Holding NameMarket Value
VANTAGEPOINT LOW DURATION BOND FUND$166,420,524
VANTAGEPOINT CORE BOND INDEX FUND$98,945,895
VANTAGEPOINT HIGH YIELD FUND$60,827,298
VANTAGEPOINT INFLATION FOCUSED FUND$46,020,504
VANTAGEPOINT GROWTH & INCOME FUND$45,342,066
VANTAGEPOINT DIVERSIFYING STRATEGIES FUND$43,440,115
VANTAGEPOINT EQUITY INCOME FUND$39,866,202
VANTAGEPOINT INTERNATIONAL FUND$39,502,114
VANTAGEPOINT GROWTH FUND$35,621,277
VANTAGEPOINT SELECT VALUE FUND$16,017,950
VANTAGEPOINT DISCOVERY FUND$8,897,323
VANTAGEPOINT AGGRESSIVE OPPORTUNITIES FUND$8,869,587
 
Short-Term/Cash
Holding NameMarket Value
FIDELITY INSTITUTIONAL MONEY MARKET$85,261
All Holdings As of Mar 31, 2016
Exchange-Traded Funds
Holding NameMarket Value
VANGUARD FTSE EMERGING MARKETS ETF$5,586,399
 
Mutual Funds
Holding NameMarket Value
VANTAGEPOINT LOW DURATION BOND FUND$164,584,457
VANTAGEPOINT CORE BOND INDEX FUND$98,182,023
VANTAGEPOINT HIGH YIELD FUND$59,313,726
VANTAGEPOINT INFLATION FOCUSED FUND$45,680,436
VANTAGEPOINT GROWTH & INCOME FUND$45,034,904
VANTAGEPOINT DIVERSIFYING STRATEGIES FUND$43,130,015
VANTAGEPOINT INTERNATIONAL FUND$39,320,116
VANTAGEPOINT EQUITY INCOME FUND$39,296,461
VANTAGEPOINT GROWTH FUND$36,096,727
VANTAGEPOINT SELECT VALUE FUND$16,018,075
VANTAGEPOINT DISCOVERY FUND$8,824,301
VANTAGEPOINT AGGRESSIVE OPPORTUNITIES FUND$8,786,261
 
Short-Term/Cash
Holding NameMarket Value
FIDELITY INSTITUTIONAL MONEY MARKET$56,295
All Holdings As of Feb 29, 2016
Exchange-Traded Funds
Holding NameMarket Value
VANGUARD FTSE EMERGING MARKETS ETF$4,798,490
 
Mutual Funds
Holding NameMarket Value
VANTAGEPOINT LOW DURATION BOND FUND$162,938,123
VANTAGEPOINT CORE BOND INDEX FUND$96,890,231
VANTAGEPOINT HIGH YIELD FUND$57,573,632
VANTAGEPOINT INFLATION FOCUSED FUND$44,827,172
VANTAGEPOINT GROWTH & INCOME FUND$42,631,638
VANTAGEPOINT DIVERSIFYING STRATEGIES FUND$41,736,279
VANTAGEPOINT EQUITY INCOME FUND$37,231,118
VANTAGEPOINT INTERNATIONAL FUND$37,108,261
VANTAGEPOINT GROWTH FUND$34,302,088
VANTAGEPOINT SELECT VALUE FUND$15,111,407
VANTAGEPOINT DISCOVERY FUND$8,475,958
VANTAGEPOINT AGGRESSIVE OPPORTUNITIES FUND$8,383,661
 
Short-Term/Cash
Holding NameMarket Value
FIDELITY INSTITUTIONAL MONEY MARKET$174,301
All Holdings As of Jan 31, 2016
Exchange-Traded Funds
Holding NameMarket Value
VANGUARD FTSE EMERGING MARKETS ETF$4,814,105
 
Mutual Funds
Holding NameMarket Value
VANTAGEPOINT LOW DURATION BOND FUND$167,139,252
VANTAGEPOINT CORE BOND INDEX FUND$99,776,821
VANTAGEPOINT HIGH YIELD FUND$57,268,345
VANTAGEPOINT INFLATION FOCUSED FUND$45,978,312
VANTAGEPOINT GROWTH & INCOME FUND$41,551,425
VANTAGEPOINT DIVERSIFYING STRATEGIES FUND$40,720,607
VANTAGEPOINT EQUITY INCOME FUND$37,826,227
VANTAGEPOINT INTERNATIONAL FUND$36,904,642
VANTAGEPOINT GROWTH FUND$31,064,170
VANTAGEPOINT SELECT VALUE FUND$14,202,272
VANTAGEPOINT AGGRESSIVE OPPORTUNITIES FUND$7,879,770
VANTAGEPOINT DISCOVERY FUND$7,732,998
 
Short-Term/Cash
Holding NameMarket Value
FIDELITY INSTITUTIONAL MONEY MARKET$53,923

Footnotes

1.

Please read Making Sound Investment Decisions: A Retirement Investment Guide and the accompanying VantageTrust Fund Fees and Expenses document ("Guide") carefully for a complete summary of all fees, expenses, investment objectives and strategies, and risks before investing. For a current Guide, contact ICMA-RC by calling 800-669-7400 or log into your account at www.icmarc.org.

The source for this information is Morningstar, Inc. Copyright © 2016 Morningstar, Inc.® All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Morningstar, Inc. is a global investment research firm that is not affiliated with ICMA-RC. ICMA-RC does not independently verify Morningstar data.

Morningstar places funds in certain categories based on the fund's historical portfolio holdings. Placement of a fund in a particular Morningstar category does not mean that the fund will remain in that category or that it will invest primarily in securities consistent with its Morningstar category. A fund's investment strategy and portfolio holdings are governed by its prospectus, guidelines or other governing documents, not its Morningstar category.