Why ICMA-RC is the Right Choice for You

Whether you are just starting to save for your retirement or deciding whether the ICMA-RC plan available through your employer is the best option for you, ICMA-RC offers a number of benefits. We're dedicated to helping public employees build retirement security, and all of our products and services are designed with the public employee in mind.

Here are a few factors that make ICMA-RC stand out from other retirement savings alternatives:

• We are an independent, non-profit organization dedicated to serving public employees. ICMA-RC has more than 36 years of ongoing commitment to public employees, with specialists in public employee retirement planning and education.
• Your assets are held separately from and not commingled with ICMA-RC's corporate assets. This structure helps to protect your assets for your future.
• ICMA-RC offers a broad selection of investment opportunities. Participants have access to a variety of funds from familiar fund families. ICMA-RC's proprietary Vantagepoint Funds utilize a multi-manager approach, and offer "one-stop" solutions with the Vantagepoint Milestone¹ and Model Portfolio¹ Funds.
• ICMA-RC's fees are competitive, and all fees and expenses are fully disclosed. We do not charge for exchanges between funds or deferred sales charges. We also offer a no-fee Vantagepoint IRA.
• ICMA-RC offers flexible payout options for retirees. Depending on the options made available by your employer in your plan, you will have several ways to receive payments while continuing to invest your remaining assets.
• You will have access to quality, award-winning service and investment and education materials designed specifically for public employees. Our quarterly newsletter and other publications help keep you up to date, and our Investor Services team is available for any assistance you may need.
• Managing your ICMA-RC account is convenient, with online access to your account, an automatic voice response system, and Investor Services associates who can help you make changes over the phone.
• Personalized service is available from our Investor Services team and representatives in your area. Our professionals can assist you with all aspects of your retirement plan from enrolling to investing to retiring. ICMA-RC also employs salaried CERTIFIED FINANCIAL PLANNER™ professionals who can help with your financial planning needs.

  ¹Please be advised that with "Fund of Funds" arrangements, additional underlying fund fees will apply. Please consult the prospectus for details.

  Please consult both the current applicable prospectus and MAKING SOUND INVESTMENT DECISIONS: A Retirement Investment Guide carefully for a complete summary of all fees, expenses, charges, financial highlights, investment objectives, risks and performance information. Investing in mutual funds and other investment vehicles involves risk, including possible loss of the amount invested. Investors should consider the Fund's investment objectives, risks, charges and expenses before investing or sending money. The prospectus contains this and other information about the investment company. Please read the prospectus carefully before investing. All Vantagepoint Funds invested through 401 or 457 plans are held through VantageTrust. Vantagepoint Funds are distributed by ICMA-RC Services LLC, a wholly owned broker-dealer subsidiary of ICMA-RC and member FINRA/SIPC. For a current prospectus, contact ICMA-RC Services, LLC.