Managed Accounts

Managed Accounts provides a substantially higher level of service than Asset Class Guidance or Fund Advice by navigating through the maze of investment choices and decisions for you. Managed Accounts designs the right investment portfolio and, unlike Fund Advice, also provide ongoing management of your account.

Managed Accounts determines the appropriate mix of investments for your account from the investments available in your plan. The investment mix is personalized and considers your projected future income and savings, investments outside of your retirement accounts, your spouse's investments and your desired retirement age and retirement income.

On an ongoing basis, ICMA-RC reallocates your account among available plan investments to keep you on track to reach your retirement investing goals. Along the way, we will keep in touch with you to let you know how your account is doing and obtain updated information that could impact your retirement investing plan.

Please check with your Employer or ICMA-RC's Guided Pathways team to determine if your Plan offers Managed Accounts. Pricing information is based on your account balance.*

Please note, effective May 1, 2009, the Managed Accounts fee for the initial 90 days after a participant's enrollment in Managed Accounts will no longer be waived. ICMA-RC will continue to waive the Managed Accounts fee for the initial six days after enrollment as legally required and you may terminate your participation in Managed Accounts at any time.

*Underlying mutual fund expenses and plan administration fees still apply. Please read the applicable fund prospectus and your plan's Retirement Investment Guide for a description of those fees and expenses.