One-Time Expense Worksheet

If you plan to purchase a home in your retirement
1. Enter the value of your current home	$
2. Enter the value of your retirement home	$
3. Are you planning on entering a retirement community? Enter the amount of your buy-in here	$
4. Total	$

If you plan to start a new business
1. Enter the initial up front investment required	$
2. Estimate operating shortfall for the first three years of business and enter it here	$
3. Total	$

If you plan to start a hobby, or purchase a vacation home or RV
1. Enter your estimate for the cost of a vacation home	$
2. Enter your estimate for the cost a boat	$
3. Enter your estimate for the cost of an RV	$
4. Enter your estimate for upfront hobby expenses	$
5. Been putting off that trip around the world or the family reunion? Enter the estimated cost for any one-time post retirement events you are planning in the first 5 years of retirement	$
6. Other. Are there any other one-time expenses that you anticipate in the first 10 years of your retirement? Enter your estimate of their cost here	$
7. Total	$

Your total is
	$

Save this result and return to Advanced Guide

* This information is being provided for educational purposes and is not intended to be construed as or relied upon as investment advice. The ICMA Retirement Corporation does not offer specific tax or legal advice. Individuals are advised to consider any new investment strategies carefully prior to implementing. Please consult both the current Vantagepoint Funds prospectus and MAKING SOUND INVESTMENT DECISIONS: A Retirement Investment Guide carefully for a complete summary of all fees, expenses, charges, financial highlights and investment objectives, risks and performance information prior to investing any money. Vantagepoint securities are distributed by ICMA-RC Services LLC, a broker dealer affiliate of ICMA-RC, member NASD/SIPC. For a current prospectus, contact ICMA-RC Services LLC, 777 North Capitol Street NE, Washington, DC 20002-4240. 1-800-669-7400. VantagePlanning fee based financial planning services are offered through the ICMA Retirement Corporation, a federally registered Investment Adviser. Please consult all disclosure documents carefully prior to initiating any plan. Before making any investment decisions, you are encouraged to consult with your own financial, tax or legal advisor. ICMA Retirement Corporation does not provide specific tax or legal advice and does not guarantee that you will achieve any specific results if you follow the plan.