Quarterly Newsletter
Fall 2009
New Credit-Card Rules May Help You Save
A new credit-card law takes effect in February, and some of the changes may help you save money. Here’s what to expect.
[Read More]Three Ways to Save for College
Setting aside just a little bit of money starting now can make a big difference in your college savings over the long term, and several tax breaks can help you reach your goal.
[Read More]Around ICMA-RC
ICMA-RC's "457 Deferred Compensation: Your Questions Answered" is an online video series that provides public sector employees with answers to frequently asked questions about 457 retirement plans, basic investing concepts, and ICMA-RC's role as a plan administrator.
[Read More]Fixed Income Sector Performance
During 2008, the stock market dropped as credit markets froze. Many fixed income sectors that measure the availability of credit also declined. High-yield bonds returned −26.16%; emerging markets bonds returned −14.75%. U.S. Government bonds showed positive performance.
[Read More]Tax Tips for the Fall
There are plenty of steps you can take now to help lower your tax bill next year. The following strategies can help save you money.
[Read More]Investing Time Horizon
ICMA-RC’s VantageTrust PLUS Fund is a stable value fund that seeks to offer a competitive level of income, consistent with capital preservation and meeting liquidity needs. The PLUS fund is managed to seek to produce relatively stable returns compared to intermediate-term fixed-income funds.
[Read More]Who Can Have a Roth IRA?
I have a retirement plan at work but also want to open a Roth IRA. Can I?
[Read More]How to Teach Young Kids About Money
Think your children—or grandchildren—are too young to learn some key lessons about money? Think again. Preschoolers can start by playing with a piggybank and learning the difference between pennies, nickels, dimes and quarters. Having them put money in a vending machine can start to give them an idea of what those coins can do.
[Read More]Frequent Trading and Market Timing
Frequent trading can eat away at your investments, especially over the long term during which you save for retirement. Trading fees and commissions are generated whenever mutual funds have to buy and sell underlying fund securities, and these costs are spread out over all investors in the fund—even if only a few people make excessive trades.
[Read More]