City of Orlando Retirement Plans: Plan for a Beautiful Retirement

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    Join the 457 Plan

    Your City of Orlando 457 Deferred Compensation Plan can help you reach your financial goals. Start saving today.

    Step 1: Our online application is fast, easy, and secure.

    Join the Plan Online

    Step 2: Start your payroll contributions. Contact Melissa Upham, Deferred Compensation & Pension Specialist, at 407-246-2832 or melissa.upham@orlando.gov; OR visit Workday to begin making contributions.

    Get rewarded. Start benefiting from your plan.

    • Retirement income supplemental to your pension and social security
    • Choice of how your savings is invested (with guidance if needed)
    • Save automatically from each paycheck
    • Online account management
    • Tax-deferred compounding of interest — save on taxes now
    • Friendly, knowledgeable representatives who provide free assistance and guidance

    Learn the ABC's of your plan.

    Watch our two-minute video, read the plan highlights, explore our educational tools, or meet with your local plan representatives.

    Learn About Your 457 Plan

    Learn About Your 457 Plan

    Don't delay. Waiting can cost you.

    The sooner you start saving, the more time you have to contribute and build earnings on your savings. Contributions and earnings can really add up over time. For example, if you contribute $50 per paycheck from age 25 until age 65, your balance is likely to be much higher than if you started saving at age 55. When you start later, you need to save even more, just to catch-up. Our Cost of Delay calculator will show you how much more you'd need to save, or how much less your account might be worth, if you delay enrolling.

    Once enrolled, you can:

    • Learn more about how your 457 plan works.
    • Manage your account online.
    • Get online investment advice.
    • Discuss your retirement goals with your local plan specialists.

    MissionSquare Retirement Representatives

    Fausto Andrade - Retirement Plans SpecialistFausto Andrade
    (asistencia en Español)
    (202) 759-7008
    FAndrade@missionsq.org
    Schedule Appointment

    Elvin Ramirez - Retirement Plans SpecialistElvin Ramirez
    (asistencia en Español)
    (202) 759-7078
    ERamirez@missionsq.org
    Schedule Appointment

    City of Orlando Representative

    Melissa Upham
    Deferred Compensation & Pension Specialist
    p: 407-246-2832
    f: 407-246-3183
    melissa.upham@orlando.gov

    MissionSquare Retirement Financial Planning Services

    Our CERTIFIED FINANCIAL PLANNER™ professionals can help with your comprehensive financial planning needs to and through retirement. To learn more about financial planning services, contact your Retirement Plans Specialist.

    Financial Planning Webinars

    Retirement doesn't have to be complicated. Register for one of our financial planning webinars that can help you prepare to enjoy your retirement your way.