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Account Balance
Regular Contributions
Investment Growth

Account Balance at Retirement

XX,XXX.XX

Income Replacement in Retirement

X %

Annual Income in Retirement

$XX,XXX

Account Balance Needed at Retirement

$XXX,XXX
Account Balance
Regular Contributions
Investment Growth

Account Balance at Retirement

XX,XXX.XX (shown in today's dollars)

Income Replacement in Retirement

X %

Annual Income in Retirement

$XX,XXX

Account Balance Needed at Retirement

$XXX,XXX
Year Salary with Annual Increase Total Invested Pay Period Contribution Investment Growth Balance

Now that you've seen how your retirement savings could grow, it's time to take action!

  • See how giving up just a few everyday items can free up cash - Small Change, Big Savings.

  • Make saving convenient, like paycheck contributions to your employer's retirement plan or automated transfers from your checking account.

  • Talk to a Participant Service Representative (800-392-0205)

Disclaimer & Assumptions

Disclaimer

This calculator is for illustrative purposes only and carries out calculations based on the data you input and assumptions about the future such as inflation rates and investment returns. None of us can predict the future, so please remember that the results shown by the calculator are for illustration purposes only and do not guarantee any future outcome or entitlement. Your actual account balance at retirement is likely to differ from the estimated figures shown.

While considerable effort has been made to validate the calculations used, the accuracy of the calculations cannot be guaranteed and the results are for illustration purposes only.

Any choices you make or data that you enter while using the calculator are erased once you have finished using the calculator. However, you have a responsibility to ensure that you exit the website when you are finished with the calculator, especially if you leave your computer for any length of time.

The calculator should be used in conjunction with other available communications and not as the sole source of information when making decisions about your personal finances.

You may wish to seek independent financial advice before making any personal finance decisions.

Assumptions

Contributions

Savings are assumed to be added as regular, after-tax monthly contributions into a savings account.

Any contribution limits relating to a specific savings account are ignored. The calculator assumes all contributions can be saved without additional tax or fees.

Investment returns

The calculator assumes an effective average annual return.

Investment returns are assumed to be consistent for the duration of the savings period.

Negative growth warning

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